The above things are the most important things you need to respect when reviewing your investment advisory contract. However, your agreement may also contain sections for: Additional Customer Representations: The Customer ensures and guarantees that the Customer has the power and power to execute, execute, execute and execute the Client`s obligations under this Agreement. The Customer also guarantees that the agreement has been duly authorized, executed and delivered by the Customer and is the legal, valid and binding agreement of the Customer which is applicable to the Customer in accordance with its terms and that the terms of that agreement do not contra in an obligation to which the Customer is bound. If the client is a limited company, limited liability company, corporation, trust or other legal entity, the Client assures and guarantees that the person executing this Contract on behalf of the Client has been duly authorized to do so. Tax Loss Harvest Program: BrightPlan or Subadvisor, as part of their strategy, will sell from time to time and to the extent that they deem it appropriate a loss guarantee to offset potential capital gains and reinvest the proceeds of such a sale in a guarantee that BrightPlan or Subadvisor do not reasonably consider to be substantially similar. Tax benefits associated with reaping tax losses depend on capital gains over the same tax period or future taxable period and may be subject to restrictions. This Tax Loss Harvest program takes into account only securities and transactions held in the account and not all securities that are, as a benefit, held by the client or the client`s spouse through another account. Transactions executed and securities held outside the account may affect whether a loss is successfully reaped and, if so, whether the loss can be used by the client to offset capital gains. The tax loss Harvest Program is not designed as a tax advice and BrightPlan does not guarantee that the Tax Loss Harvest Program will have any particular tax consequences. If the financial advisor has potential conflicts of interest, these may be disclosed in your own section of your advisory agreement. You can also check for potential conflicts of interest by checking the consultant`s ADV form on the SEC Investment Advisor Public Disclosure website. The “Terms of Agreement” section refers to the start date of your relationship with the financial advisor and the expected duration of that relationship.